Took a break from posting for the rest of the summer and the start of the 2021 school year. Now we are actively going through the college search for our older daughter, which includes theContinue reading
I have referenced my mother's influence on my Personal Finance journey many times. Our own children are currently 17 and 11. They are not very interested in financial planning, and I get the "glazed over"Continue reading
We are relatively new to buying preferred stocks, and wrote an article about them awhile ago. Recently, I had an epiphany about "Call Risk" with one of our holdings. This was an "Ah ha!" moment,Continue reading
It's Father's Day 2021, the first morning of our family beach vacation on Cape Cod. Waking up next to the Ocean with the picturesque views and the sounds of our children brings so much joy.Continue reading
I was fortunate that my mother ingrained many lessons about Personal Finance into my head from an early age. From talking to many friends, family, and coworkers, I have found that these concepts and bestContinue reading
It is helpful to track our progress as we continue to execute and adjust our plan to reach ("an early") retirement. Two important factors are our budget ("how we're doing") and our net worth ("whereContinue reading
This article could go in the Ebike Nerd blog, but wanted a change of pace. Last Summer after tearing my Achilles tendon, I planned to convert my 50 MPH Electric Enduro Bike (EEB) from aContinue reading
In a previous article we talked about our Cares Act withdrawals from our 401ks for 2020. My wife's employer reduced her salary in 2020 as a precautionary measure, which made us both eligible to takeContinue reading
We have been putting our Emergency Fund through a "Stress Test" recently. We have had a number of issues with our house creep up now that we have lived here for almost 20 years. WeContinue reading
Another equity type that we only recently started buying are "Baby Bonds" or "Exchange Traded Debt" (ETD). Baby bonds are fixed income securities like traditional bonds, but have smaller denominations: i.e. $25 instead of theContinue reading
